Cash Credit Limit

Features Eligibility  |  Documents  Rates  | Suitable For


This Loan given to meet working capital requirements of the company on the basis on company turnover, company financials, value of stock having by company. This loan given against collateral security ie: Residence, Industrial or Commercial Property.
A limit is given in current account where the client can withdraw amount upto the limit sanctioned.

Key Features of Cash Credit Limit :-

     Limits start from Rs. 10.00 lacs & above.
     The loans are generally approved within 15 working days of
      submission of complete documentation.

The interest charged only on the utilized amount. It will charged
basics on the end of the day (closing) balance.
No minimum Monthly repayment required
     This loan can be used business purpose only.



     Proprietorship/partnership/Pvt. Ltd company
 Age 25-65 years of main applicant
Minimum 3 years old company in the same business
    Minimum 1year old operation at same place
    Profitable business for the last 2 year
    Have a clean track record of at least 12 month from any MNC bank 
    Applicant must own office or residence.
     Title to the property should be clear and free from encumbrance, i.e.,
     without any pending legal litigation adversely affecting the ownership
       of the property
     Turnover minimum 40 lacs & above per annum for the last 2 years.



 Photograph of main applicants
 ID proof : Pan card/ Passport/c Driving License
 Signature Proof : Pan card/ Passport/Driving License
 Age Proof : Pan card/ Passport/Driving License/DOB Certificate
 Residence Proof : Passport/ Voter Card/Driving License/Ration  
      Card/ Telephone Bill/ Electricity Bill.
    Office Proof : Telephone Bill/ Sales Tax registration certificate/
      Electricity Bill 

Ownership Proof : Electricity Bill/house tax/property papers
   Income Proof : last 3 years audited financial along with audit report
      with all schedules.

Bank statement : main account last 6 month.
 Sanction letter of existing Cash credit or overdraft limit availed by the

Collateral Security : Property papers which are offered.
 Constitution proof  : MOA/ partnership deed
     Others : any Govt. registration like service tax, sales Tax, excise,
    Loan Proof : Repayment Schedule of all running loans



     Quickly Contact Us to get the best deal.


Suitable For

     Day to day financial requirements of the company.
     Business expansion


* Name
Type of Loan Required
Company Name
Date of Birth
Amount Required
  * Email Id
Employment Detail
  * Mobile
*Net Monthly Income
  * City


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